Fall Deadline: July 31, 2018
Spring Deadline: December 20, 2018

Winner will be announced January 5, 2019, for Spring deadline and August 5, 2018 for Fall deadline.


Student loans have become a serious burden for American families. In 2012, for the first time in history, outstanding student loan debt eclipsed both auto loans and credit card debt. Student loans debt has more than quadrupled in the last Golden-Grad-Student-Loan-Burden decade alone and default rates. More troubling, default rates for student loans are more than three times higher than those for credit cards, and that does not take into consideration the large group of outstanding student loan debtors whose loans are “current” but not being paid due to forbearance, deferment, or other temporary suspension.


Discuss solutions to the student loan crisis. Specifically, do you believe amending the bankruptcy code to allow for discharge of student loans would alleviate the problem? If not, what alternative solutions do you recommend/

The Bankruptcy Law Center will award $500.00 to the winning essay twice a year.


The scholarship is open to any current 2 year or 4 year college student or law student.


The essay must discuss the student loan topic described above. The essay should be at least 750 words. Longer submissions are welcome.

A $500 scholarship (twice a year, total of $1,000.00) will be awarded to one college/university student in the United States. The winner will be selected based on overall writing ability, argument presentation and persuasion

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